About SR-22 Insurance

Financial responsibility insurance certificate also known as SR-22 insurance is a certificate for motor vehicle liability insurance. Penny Insurance will help you in getting a low rate of SR-22 that will comply with the minimum requirement according to law. We will also notify your state if an SR-22 is canceled, lapsed, or terminated.

If your driving license has been suspended due to a car crash, judgment, or conviction you need an SR-22 with DPS and have a minimum coverage according to the law of the state. An insurance policy or insurance card doesn’t cover the SR-22.

Reasons Drivers Get an SR-22?

Drivers need an SR-22 certificate for various reasons but they need it the most due to the basic requirement according to the state’s law. The other common reasons include:

  • Not having an auto insurance
  • DWI or DUI or any serious driving violation
  • Being on fault and driving without an auto insurance
  • Traffic rules violation or too many tickets in a shorter time
  • A suspended or revoked license

Will an SR-22 Certificate Raise Auto Insurance Rates?

It is questionable that having an SR-22 certificate will raise the rates of your insurance. It depends on the reason you got an SR-22, but your insurer can increase the rate for the reason you got one. If you have got a raise in your insurance give a call at Penny Insurance and we will help you get the same insurance at a lower rate.

Do I still need to file an SR-22 even if I don’t own a car?

You are needed to get SR-22 even if you are not a car owner. Driving a rented or borrowed car you might get into an accident and hold accountable for the damage caused or personal injury. You will be required to buy a non-owner SR-22 policy for the above-mentioned reason, you might also need one if you get your license suspended.

If you need to comply with SR-22, contact our agents at Penny Insurance to file the documents according to the state’s requirement.

Looking for a low priced best value insurance plan?

Get a free quote from one of our insurance policy specialist. Fill in the form given on our home page or feel free to contact one of our agents on the given contact numbers. Please make sure to place your calls during office hours. We will be much happy to serve you with your needs.